Did you know Washington State has many programs that can cover thousands of dollars of your down payment? And, many qualify right now— you just don’t know it. For many aspiring homeowners in Washington State, saving for a down payment is the biggest hurdle. However, a groundbreaking initiative—the Covenant Homeownership Program—is changing everything, by offeringContinue reading “Washington just launched a $150,000 Down Payment Program— and you might qualify!”
Tag Archives: Get a home loan
Ready to Buy a Home in 2026?
If you’re planning to buy a home in the Seattle area in 2026, you’re in luck—the market has shifted, offering more inventory and less intense competition than in years past. To set yourself up for success, your first step should be connecting with an experienced Realtor. Starting early allows you to build a solid actionContinue reading “Ready to Buy a Home in 2026?”
Pre-qualification vs. Pre-approval? Why it Matters
In today’s competitive real estate market, shopping for a home before getting pre-approved is largely ineffective. While pre-qualification offers a rough estimate of borrowing power, full pre-approval—which verifies income, assets, and credit—provides the necessary credibility and certainty to secure a home, making it essential for buyers. Being pre-approved gives you and the seller a clearContinue reading “Pre-qualification vs. Pre-approval? Why it Matters”
Buy Land, They’re Not Making It Anymore
March 15, 2025Authored by Debra Teal Why Owning Property Is Essential: A Look at Millennials, Gen Z, and the Value of Land Owning property has long been seen as a cornerstone of financial stability and wealth creation. Yet, Millennials and Gen Z are increasingly hesitant about homeownership, citing affordability challenges, shifting priorities, and skepticism aboutContinue reading “Buy Land, They’re Not Making It Anymore”
How You Can Buy a House with Zero Down
You can achieve the American Dream of homeownership with little to no money down. Start by consulting a mortgage lender to improve your credit score and explore down payment assistance programs. Consider FHA, VA, or USDA loans, and be aware of additional costs. Working with a real estate professional can help you navigate the process wisely.
Real Estate Market 2023
Seattle, WA – February 7, 2023 Urban Areas and Real Estate Demand Mortgage Rates in 2023 Urban Areas and Real Estate Demand: The Truth About Affordability In recent years, the demand for Real Estate in walkable urban areas has continued to grow. As a result, cities and policymakers are looking for ways to develop moreContinue reading “Real Estate Market 2023”
Is Selling For Sale By Owner A Good Idea?
This could be fun she said. Or, very costly. FSBO (pronounced FIZZ-bo), or For Sale By Owner, is a way of selling your home without the use of a professional real estate agent or broker. The idea behind FSBO is that by selling your home yourself, you save the approximate 6% that would be bothContinue reading “Is Selling For Sale By Owner A Good Idea?”
What to Avoid After Applying for a Mortgage
Very important home loan tips when getting a home loan and buying a home, even after you’re approved.
Debra Teal, Realtor®
About Realtor Debra Teal from Seattle WA. Specializing in Home Sales and Foreclosure Prevention. First Time Home Buying Programs find good home deals.